Hereby PRO FINANSY CLOUD SERVICES L.L.C registered in UAE, Dubai (Licensor) publicly offers to conclude a License Agreement on the terms and conditions set forth below to any person who desires to receive the access to program PRO.FINANSY (hereinafter the Licensee).

PRO FINANSY CLOUD SERVICES L.L.C grants a Non-exclusive license to an indefinite number of legally capable adult individuals.
This public offer shall be deemed accepted after full payment by the User.
Present Agreement shall not require bilateral signing and shall be deemed valid in the electronic form.

By accepting this offer, the User acknowledges a technical possibility to use a chosen type of Program.

DEFENITIONS

OFFER – a public offer of the Licensor, which, in accordance with the applicable laws of the UAE, is addressed to a specific specific person, with the intention to include this Agreement on the terms and conditions set forth therein.

LISENSOR – PRO FINANSY CLOUD SERVICES L.L.C registered in UAE, office 2501-18, Tameem House Bulding, Barsha Heights, Dubai, UAE, Po Box 214 950.

LICENSEE – capable adult individual.

PROGRAM – computer program the owner of the exclusive right to which is the Licensor in UAE «PRO.FINANSY».

NON-EXCLUSIVE LICENSE – the right granted to the Licensee to use the Licensor's Program under the terms of a simple (non-exclusive) license for personal needs for a fee, in the manner prescribed by the Agreement.

LICENSE FEE – the cost of using the rights to the environment of the Program under the terms of a simple (non-exclusive) license, established at the rates of the License, description and composition of the use of the Price List of the License.

PERSONAL ACCOUNT – a personal section of the Program, to which the Licensee gains access after registration and / or authorization. Authorization of the Licensee in the Personal Account allows him to use the Program under the terms of this Agreement.

REGISTRATION – is the process of creating an account of the Licensee and a Personal Account by entering Credentials in the registration form on the Site.

SITE – an Internet resource located on the domain name profinansy.ae

1.1. Licensor grants a Non-exclusive license to the Licensee, and the Lisencee undertakes to pay the License fee and use the License in accordance with any restrictions established by the present Agreement.

1.2. The Licensee undertakes to grant the License stipulated by the Remuneration/Services Agreement in accordance with the established procedure stipulated by the Agreement.

1.3. The Licensee is granted the right to use the Program in the following ways:

• reproduce the Program by writing to the computer in order to use its functionality in accordance with the functional purpose;
• install and use the updated version of the Program, including the mobile, simultaneously with the version the version to the replaced;
• use the Program by obtaining remote access to it via the Internet.

1.4. Licenses do not have the right to use.

1.5. The license is not limited to the territory of the UAE or any other state.

1.6. The period of validity of the license is determined by compensation actually paid (Rates).

1.7. The license gets access to the Program through a standard or mobile application using a personal account. An Internet connection is required to use the License. Licenses independently at their own expense acquire all connections and equipment that are necessary to connect to the Internet, paid services of persons providing access to the network. The license does not include the number of such boards.

1.8. The Program may be updated from time to time due to improvements, bug fixes, additional features, new program modules or completely new versions of the Program.

1.9. The License Agreement applies to all subsequent updates/new versions of the Computer Software. The Licensee accepts the terms of the License Agreement for the relevant updates/new versions of the Computer Program, unless the update/installation of a new version of the Computer Program is accompanied by a different license agreement.

1.10. To access the Program and obtain the right to use it, the Licensee undertakes to complete the procedure for registering a Profile in the Program.

1.11. Access to the Program is provided for a period depending on the selected tariff, the description and conditions of which are determined by the Licensor's Price List.

1.12. In case of detection of errors in the further operation of the Program, the Licensee sends an application to the Licensor. After that, work begins to eliminate these shortcomings. The term and procedure for elimination is determined by the Licensor independently, depending on the technical feasibility and depending on the cause of the errors.

1.13. The period of validity of the license includes all periods of use of the Program, including the test period.

1.14. Exclusive rights to the Program belong to the Licensor.

1.15. The Licensee has the right to use the Program solely for the purpose of executing this Offer.

1.16. The use by the Licensee of the Program, its contents and other objects of intellectual property of the Licensor does not mean the transfer of exclusive rights and / or ownership rights to the specified results of intellectual activity in any amount (in whole or in part) to the Licensee and / or third parties.

2.1. THE LICENSEE HAS THE RIGHT:

2.1.1. 24/7 access to the Program, except for the time of preventive maintenance.

2.1.2. Use the Program in the manner specified by this Agreement.

2.1.3. The Licensee agrees to receive advertising form the Licensor, as well as information massages in any form through the use mobile radiotelephone communication and e-mail, as well as through any other methods and means of communication, including various instant messengers, social network.


2.2. THE LICENSEE IS OBLIGATED:

2.2.1. Use the Program only within the limits of those rights and in the ways provided for in this Agreement.

2.2.2. Pay the license fee in accordance with the terms of the Agreement.

2.2.3. Take measures to stop the violation, in case of violation by the Licensee of the provisions of this Offer.

2.2.4. Do not upload or otherwise make public the results of the intellectual activity of the Licensor or other right holders, in the absence of the express written consent of the Licensor, as well as indicate anywhere in any way (including by posting a link) to the location of such materials.

2.5.5. Independently monitor all changes in the terms of this Agreement by reviewing their content.

2.5.6. Timely provide complete, reliable and true information regarding the subject of this Agreement.

2.5.7. Do not provide your authentication / registration data of the Personal Account to third parties for their access to the content of information resources.

2.5.8. The Licensee undertakes to comply with all requirements of the current legislation, as well as the requirements of the Licensor and applicable requirements, under this Agreement.

2.5.9. The Licensee assumes responsibility to the Licensor and in a broad sense for non-compliance with the terms of the Agreement.

2.5.10. The Licensee is obliged to immediately notify the Licensor in case of unauthorized access to Credentials and/or Licensee’s personal page or Credentials disclosure.

2.6.11. The Licensee is obliged to independently take the necessary and sufficient measures to protect the Licensee's personal data necessary for access to the Program. In no case shall the Licensor be liable for the loss by the Licensee of the specified data, unauthorized access to the Licensee's data by third parties. If a third party gains access to the Program, the Licensor shall be liable for the actions of such third party as for its own actions.

2.6.12. The Licensee is obliged to indemnify the Licensor for all losses (including direct damages, lost profits, as well as all indirect losses) incurred by the Licensor in connection with such use by the Licensor of the Program that violates this Agreement, applicable law, property rights and legitimate interests, personal non-property rights, rights intellectual property of the Licensor, other Licensees and any other third parties.

2.6.13. If the Licensee violates this Agreement and the Licensor applies appropriate measures of restriction or sanctions against the Licensee, the obligation to prove the circumstances of the violation or the absence of a violation rests with the Licensee.


2.3. THE LICENSEE MAY NOT:

2.3.1. Violate the intellectual property rights of the Licensor and third parties in relation to the Program or any of its elements, elements of the Site.

2.3.2. Reproduce, distribute, process for commercial or non-commercial purposes the elements of the Program that are the object of copyright of the Licensor or third parties, in the absence of permission from the copyright holders to perform these actions.

2.3.3. Transfer the rights granted to the Licensee to use the Program to other licensees or third parties.

2.3.4. Perform attempts of unauthorized access to the management of the Program, as well as to the accounts of the Licensees, including by guessing or entering a password.

2.3.5. Use the Program for purposes and (or) in ways not expressly provided for in the Agreement.

2.3.6. Use the Program for commercial purposes without the prior written permission of the Licensor.

2.3.7. Use in general communication channels profanity, insults, as well as threats of violence or physical harm, advertising of drugs, pornographic materials or third-party resources containing these materials, propaganda of intolerance to racial, national, religious, cultural, ideological, gender, language or political affiliation.

2.3.8. Describe or promote criminal activity, post instructions or guidelines for committing criminal acts, as well as actions aimed at causing harm to oneself (suicide, etc.).

2.3.9. Post any commercial advertising, commercial offers, promotional materials, distribute spam, chain messages (messages requiring transmission to one or more users), pyramid schemes or calls to participate in them, any other intrusive information.

2.3.10. Collect personal data of other Licensees and / or other information on the Site, including using automatic means;

2.3.11. Indicate deliberately false information about yourself or other people's data when registering on the Site or when using the Program further.

2.3.12. Licensee is prohibited from posting or uploading files that contain viruses, Trojans, worms, time bombs, Cancelbots, corrupted files or data, or other similar software that could damage the Program, the server, or disrupt third party computers.


2.4. THE LICENSOR IS OBLIGED:

2.4.1. Within 48 (forty-eight hours) from the moment the Licensee fulfills payment obligations, grant the Licensee the right to use the Program (the date of fulfillment by the Licensee of payment obligations is the date of receipt of funds to the Licensor's settlement account).

2.4.2. Grant the right to use the Program daily and around the clock, except for the time of preventive measures.

2.4.3. Provide information on working with the Program via e-mail support@profinansy.info.

2.4.4. If it is technically possible to eliminate possible failures in the operation of the Program that arose due to the fault of the Licensor, based on the application of the Licensee, except in cases where software failures arose due to the fault of the Licensee.


2.5. THE LICENSOR HAS THE RIGHT:

2.5.1. Change the amount of the license fee without notifying the Licensee. The new amount of remuneration is brought to the attention of the Licensee by posting information on the Site and (or) by sending a mailing list to the Licensee, and (or) in another way. The amount of remuneration already paid is not subject to change.

2.5.2. Make changes to the Agreement unilaterally without notifying the Licensee, in connection with which the Licensee is obliged to regularly monitor changes in the offer. The Licensee continuing to use the Program is considered to have accepted the new terms of the Agreement.

2.5.3. Interrupt the operation of the Program, if this, in particular, is due to the impossibility of using information channels that are not the Licensor's own resources, or the action and / or inaction of third parties, if this directly affects the operation of the Program, including in an emergency.

2.5.4. The Licensor shall not be liable to the Licensee and shall not reimburse the Licensee for any losses and/or lost profits, including those incurred by the Licensee and/or third parties due to disclosure, loss or theft of the Licensee's account/registration data, as well as incurred or potential losses of the Licensee due to delays, interruptions in work and the inability to fully use the resources that arose for the above reasons.

2.5.5. Update the content, functionality of the Program at any time at its sole discretion.

2.5.6. Block access to the Program in case of:

• detection of violation by the Licensee of the provisions of this Agreement;
• detection of a violation by the Licensee of the provisions of the current legislation of the UAE;
• receipt from third parties of justified claims about the violation by the Licensee of the rights of the Licensor;
• obtaining relevant requirements from authorized state bodies.

2.5.7. Grant the right to use the Program to third parties.

2.5.8. In the event of termination of the Agreement or termination of access to the Licensee, the Licensor has the right at any time without notice and agreement with the Licensee to delete all data provided by him without the possibility of their recovery. The Licensor is released from any obligations related to the data of the Licensee.

2.5.9. Provide the Licensee with free additional services related to the Agreement.

2.5.10. Send the Licensee information, printed and other materials. To receive these materials, the Licensee must provide a valid postal address for sending. If the materials were not transferred to the Licensee through his fault and returned to the Licensor, the subsequent delivery is made within the new terms agreed with the Licensor, at the expense of the Licensee. At the same time, the consumer rights protection legislation does not apply to the legal relations between the parties for the transfer of materials, since the Licensor does not provide or provide any services/goods on a paid basis to the Licensee.

2.5.11. By mutual agreement, the Parties may change and supplement the list of services. All changes and additions are formalized by separate agreements or become the subject of a new contract.

2.5.12. In order to provide additional services under the Agreement, involve third parties, remaining responsible for the actions of third parties as for their own.

2.5.13. The Licensor has the right to send (send) technical, informational and advertising messages to the Licensee. By accepting the terms of this Agreement, the Licensee agrees to receive all technical, informational and advertising messages from the Licensor.

3.1. License fee is a payment charged from the User by the Licensor for Non-exclusive Licens. The amount of License fee shall be established based on Rates.

3.2. The Licensor has the right to establish discounts on the Tariff. The amount and duration of the discount is set by the Licensor independently and brought to the attention of the Licensee by posting information on the Site and (or) by sending a mailing list to the Licensee, and (or) in another way.

3.3. Depending on the date of payment for the Program, the cost of the right to use the Program may vary. Information about the current cost is brought to the attention of the Licensee by posting information on the Site or by sending a mailing list to the Licensee, or another way.

3.4 The license fee is paid by the Licensee by transferring funds to the account of the Licensor. The moment of fulfillment by the Licensee of payment obligations is the date of receipt of funds to the settlement account of the Licensor.

3.5. The Licensee can pay under the Agreement using Internet acquiring on the page with the payment form. The payment button is located at: profinansy.ae It is also possible to pay according to individual conditions by providing a personal link to pay remuneration to the e-mail address of the Licensee.

3.6. The Licensee is obliged to pay the cost of the right to use the Program in full.

3.7. The Licensee understands and agrees that all actions performed after authorization using a login and password (or using other authorization methods provided by the Licensor), including non-cash payment using a bank card, are considered to be performed by the Licensee.

3.8. The method of payment for the license fee available to the Licensee at a particular point in time is determined by the Licensor, taking into account technical, temporary, material and/or other factors.

3.9. The Licensee understands and agrees that all actions performed after authorization using a login and password (or using other authorization methods provided by the Licensor), including non-cash payment using a bank card, are considered to be performed by the Licensee.

3.10. The Licensor, by agreement of the Parties, may provide the Licensee with the ability to pay a license fee:

• step by step, according to a schedule set individually. If necessary, the Licensor may change the schedule by notifying the Licensee thereof.
• by full payment of the subscription fee (recurrent payments), which are automatically deducted from the bank (credit or other payment) card, the details of which the Licensor indicates when activating access to the personal account.

3.11. The Licensor has the right to unilaterally change the amount of discounts (if any). The Licensor has the right not to notify the Licensee of changes in the amount of discounts.

3.12. The license fee can be paid by any of the methods offered on the Site. At the same time, the Licensor does not bear any responsibility for any actions or inactions of any third party through which the funds sent by the Licensee to pay for the Services will pass. Security, confidentiality, as well as other conditions for using the payment methods chosen by the Licensee are beyond the scope of the offer and are governed by agreements between the Licensee and the relevant organizations.

3.13. Payment is made in ______________ in accordance with the terms of the offer and information on the Site. If the remuneration is paid in a foreign currency, all settlements between the Parties are made in rubles at the exchange rate of this currency set by the Prodamus payment system on the day the payment is made.

3.14. Payment under this offer is considered to be made by the Licensee either at the moment the funds are credited to the Licensor's settlement account, or at the moment of receipt of verified information from the relevant payment system on receipt of payment for the Services. The contract is considered concluded and comes into force for the parties from the moment of payment for the services. If the funds from the Licensee are not received on the account of the Licensor within the prescribed time and (or) in the prescribed amount, the latter has the right not to grant the right to use the computer program.

3.15. The Licensee independently and at its own expense pays all commissions, taxes, fees, payments collected (withheld) by third parties (paying agents, including payment systems, mobile (radiotelephone) communication operators and others) when accepting and transferring funds in favor of the Licensor for the purposes of payment of the License Fee, unless the method of payment specifically provides otherwise, and is also responsible for the correctness of payments made by him and filling out the necessary payment documents. Upon termination of this Agreement for any reason, the interest of banks (other credit institutions), brokers, agents, creditors, as well as payment systems, payment aggregators, and services, and the difference in exchange rates are not refundable. The amount of the refund for any reason is calculated solely from the amount received on the account of the Licensor as payment for the remuneration of the Licensor.

3.16. When paying the remuneration in foreign currency, the Licensee bears additional costs established by the payment system, including, but not limited to: commission for accepting payments in foreign currency, taxes, expenses for converting the currency of the card account into the billing currency and the subsequent conversion of the billing currency into the transaction currency , while the conversion of funds is carried out at the rate of the payment system, which can be clarified through the official websites of payment systems. The banking commission for the conversion is set by credit institutions/payment systems independently and is reflected in the tariffs of banks.

3.17. The Licensor is not responsible for possible illegal actions of the Licensee when he makes a payment towards the payment of the License Fee. The Licensor reserves the right to unilaterally suspend or terminate the Licensee's access to the Program if there is a suspicion that the Licensee has committed illegal actions.

3.18. If the Licensor has reason to believe that the Licensee is committing illegal actions or fraudulent actions related to the payment of the License Fee, the Licensor has the right to transfer the relevant information to law enforcement agencies for verification of this fact.

3.19. If there is no reasoned refusal to accept the granted rights to use the Program in writing within 7 (seven) business days after the Licensee receives access to the Program in accordance with the procedure in the Agreement, the transferred rights are recognized as accepted by the Licensee in full.

3.20. A reasoned refusal may be declared by the Licensee exclusively from the Licensee's e-mail specified when paying the license fee to the e-mail address: support@profinansy.info. The license fee paid by the Subscriber after the expiration of the period specified for a reasoned refusal is not refundable. This condition also applies to granted rights for a paid trial period.
3.21. The Licensee has the right to terminate this Agreement at any time and no longer use the Program. In the event of early termination of this License Agreement for any reason, except as provided for in paragraphs. 3.20, 3.21, and subsequently non-use of the Program, both in whole and in part, for any reasons beyond the control of the Licensor, the received license fee is non-refundable.

3.22. The license fee (or part of it) is refundable only in the amount within which the Rights were not granted to the User and is made in the following cases:

• in case of poor-quality granting to the Licensee of the rights to use the Program, its components, additional functions, if the Licensee has filed a claim, evidence and justification of the inadequate quality of the granted right to use the Program, and such claim has been satisfied by the Licensor. The claim is sent in the manner prescribed by clause 3.24 of the Agreement;
• when making an erroneous (double) payment, if the Licensee has sent a notice of an erroneous payment and the funds have been credited to the Licensor's settlement account.

3.23. The refund of the amount of the license fee is made if there are grounds provided for in clause 3.22. of the Agreement, according to the bank details from which the payment was made, within 10 (ten) business days from the date the Licensor receives the application in the Licensor's form in the manner prescribed by clause 3.24 Agreement. Refunds can be made by canceling the previous transaction.

3.23. The Licensor has the right to decide to return the amount / part of the amount of the license fee for granting the right to use the Program, while retaining the cost of the actually granted scope of the right, as well as the amount of expenses actually incurred in granting the rights, including, but not limited to, the costs of agency services, other services of third parties, expenses provided for in clause 2.5.10. Such expenses of the Licensor will be deducted in full from the amount to be returned.

3.24. The Licensee's application for the return of funds must be sent from the Licensee's email address specified when making the payment of the license fee to the email address: support@profinansy.info. no later than the date of activation of the Licensee's personal account. The application in the form of the Licensor shall indicate: the surname, name, patronymic of the Licensee, the grounds for the return of funds, the absence of claims in the event of a return and agreement with the terms of the return, and other fields required to be filled in. If the reason for the refund is, in the opinion of the Licensee, the inadequate quality of the access provided, the Licensee is obliged to attach appropriate evidence to the application for a refund.
Cash refunds are not allowed. The licensor is not responsible for the delay in the transfer of funds. The Licensee understands that the terms for crediting funds may be increased, based on the terms for making transfers by a particular bank.

4.1. For non-performance or improper performance of the Agreement, the Parties shall be liable in accordance with the legislation of the UAE and the terms of this Agreement.

4.2. The Licensee agrees that in order to work with the Program, the Licensee must use software (web browsers, operating systems, etc.) and equipment (personal computers, network equipment, etc.) produced and provided by third parties, and the Licensor cannot be held responsible for the quality their work.

4.3. Software and hardware errors, both on the side of the Licensor and on the side of the Licensee, which led to the inability of the Licensee to obtain access to the Program, are the basis for exemption from liability for failure to fulfill the obligations of the Licensor under this Agreement.

4.4. The Licensee's access to the Program, as well as the use of the Program, is carried out via the World Wide Web using the Licensee's devices. The Program is provided on an "as is" basis, and therefore the Licensor does not warrant that the Program will meet the requirements/expectations of the Licensor and/or that the Program will be provided uninterrupted, high quality, uninterrupted, error-free. During the operation of the Program, failures, errors, interruptions caused by technical reasons are allowed. The Licensor shall not be liable for non-fulfillment or improper fulfillment of its obligations due to failures in telecommunications and energy networks, actions of malicious programs, as well as unfair actions of third parties aimed at unauthorized access and / or disablement of the software and / or hardware complex. The Licensee uses the granted rights to use the Program at its own risk.

4.5. The licensor is not responsible for the quality, speed of communication. For all issues related to interruptions in the provision of communication services, the stability and speed of communication, as well as other technical issues related to the provision of communication services, it is necessary to send a request to the relevant telecom operator, the user of whose services is the Licensee.

4.6. The Program is provided on an “as is” basis, in connection with which the Licensor is not guaranteed that the Program meets the expectations and ideas of the Licensee, analogues, standards not described in the accompanying documentation, does not contain errors, and / or that the Program will be provided uninterruptedly, efficiently, continuously without errors. During the operation of the Program, failures, errors, interruptions caused by technical reasons are allowed. The Licensee is notified about the technical characteristics, functionality of the Computer Programs, as well as about the operation of the Software. The Licensee uses the granted rights to use the Program at its own risk.

4.7. The Licensor is released from liability for partial or complete failure to fulfill obligations under this Agreement, if this was the result of force majeure circumstances (force majeure: natural disasters, hostilities, epidemics, pandemics, changes in legislation, etc.), resulting in the impossibility of performing Agreements.

4.8. The Licensor is released from liability for partial or complete failure to fulfill obligations under this Agreement, if this was the result of force majeure circumstances (force majeure: natural disasters, hostilities, epidemics, pandemics, changes in legislation, etc.), resulting in the impossibility of performing Agreements.

4.9. The Licensor shall not be liable in any way for damages caused by an error in the Program (including errors in the computer program and documentation). The Licensor shall not be liable in any way for damages caused by the inability to use the Program for any particular purpose, error or lack of interaction with any other systems, devices or services (for example, software or hardware).

4.10. Under no circumstances shall the Licensor indemnify the Licensee for any losses that may be caused to the Licensee by not providing or improperly providing the Licensee with access to the Program. The Licensor is not responsible for the direct or indirect loss of profit of the Licensee.

4.11. The Licensor shall not be liable for the fulfillment of obligations and actions performed by payment agents (including payment systems, financial institutions, banks, mobile (radiotelephone) communication operators, and others) through which the Licensee pays the License Fee.

4.12. The Licensor shall not be liable for the disclosure of the Licensee's personal data if such data became known to third parties as a result of the Licensee's actions, including as a result of their placement by the Licensee in sections of the Program.

4.13. The Licensor is not responsible for failures, delays, errors when reflecting a set of assets in accordance with the investment objectives of the Licensor (investment portfolio) presented in the Program. The Licensor is also not responsible and cannot be recognized as involved in any change in the composition of the investment portfolio of the Licensee, the Licensee is solely responsible for all actions that are performed using his credentials, including the composition of the portfolio. The Licensee undertakes to maintain the confidentiality of its login and password for access to the Program. If the Licensee suspects unauthorized access to its Account, the Licensee should immediately contact the Licensor.

4.14. The Licensor has the right to transfer information received from the Licensee to third parties only in cases provided for by applicable law, this Agreement, and the Privacy Policy.

4.15. The Licensor is not responsible for failures, delays, errors when reflecting a set of assets in accordance with the investment objectives of the Licensor (investment portfolio) presented in the Program. The Licensor is also not responsible and cannot be recognized as involved in any change in the composition of the investment portfolio of the Licensee, the Licensee is solely responsible for all actions that are performed using his credentials, including the composition of the portfolio. The Licensee undertakes to maintain the confidentiality of its login and password for access to the Program. If the Licensee suspects unauthorized access to its Account, the Licensee should immediately contact the Licensor.

4.16. In any case, the liability of the Licensor under this Agreement cannot exceed the amount of the license fee paid by the Licensee.

4.17. In the event that the Licensor claims, claims for violation of the rights of third parties related to the violation by the Licensee of the terms of this Agreement, the Licensee assumes the obligation to settle them and compensate for damage to the Licensor if it occur.

4.18. If the Licensee violates the terms of this Agreement, the Licensor reserves the right to deactivate and remove the Licensee's access to the personal account.

11.1. The Licensor processes the Licensee's personal data in order to fulfill this Agreement in accordance with the requirements established by the Federal Decree Law № 45 of 2021 regarding the Protection of Personal Data.

11.2. By accepting this offer, the Licensee agrees to automated, non-automated, mixed processing, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (provision, access), blocking, deletion, destruction, the following personal data:

• full name;
• contact number;
• e-mail address:
• addresses of personal pages in social networks provided to the Licensor;
• data constituting the investment portfolio of the Licensee submitted for reflection in the Program
• for the purpose of fulfillment by the Licensor of its obligations to the Licensee in accordance with this Agreement.

The Licensee gives his consent to the transfer by the Operator of the above personal data in order to achieve the above goals, and also provides his consent to the processing of personal data by such third parties in the amount and for the period specified in this consent, but no more than is required to ensure the fulfillment of the goals processing of personal data.

12.1. By this Agreement, the Parties confirm that they have agreed that any messages, notifications and documents in the form of well-read scanned copies or photocopies sent by the Parties from the e-mail address of the Licensor specified in the details, and the Licensee - from the e-mail address specified by him during registration, are legally significant, have the legal force of the relevant paper documents and create for the Parties all the rights and obligations provided for by the Offer.

12.2. The offer is governed by and construed in accordance with the laws of the UAE. Issues not regulated by the Offer shall be resolved in accordance with the legislation of the UAE.

12.3. In the event that any of the provisions of the Offer proves to be void in accordance with the legislation of the UAE, the remaining provisions will remain in force, and the Offer will be executed by the Parties in full without regard to such provision.

12.4. The Licensee is not entitled to transfer its rights under the Agreement to a third Party without the written consent of the Licensor.

12.5. The Licensee undertakes to maintain the confidentiality of access to e-mail at the e-mail address specified when making payment for the license fee. The Licensee guarantees that he will not transfer access to the specified e-mail address to third parties.

12.6. The Licensee agrees that, as part of the processing of personal data, the Licensor has the right to collect; record; systematization; accumulation; storage; clarification (update, change); extraction; usage; transfer to third parties (provision, access), including persons involved in execution, for the implementation of the purposes indicated below, in compliance with measures that ensure the protection of personal data from unauthorized access; blocking; removal; destruction of his personal data by maintaining databases in automated, mechanical, manual ways in order to:

• execution of this Agreement, interaction within the framework of the Agreement, accounting, including maintenance and updating of the client base;
• considering opportunities for further cooperation and when addressing questions or comments;
• collecting analytical information to improve the quality of the Site and its content;
• sending marketing messages about events, products of the Operator and special offers;
• technical support in the processing of information, documentation and personal data using automation tools and without such use.

If the Licensee revokes the above consent, the Licensor deletes them from its database.

12.7. The Licensee - expresses its consent to receive marketing information from the Licensor distributed via communication networks for the purposes and cases when the need for such consent is provided for by advertising legislation.

12.8. The Licensee confirms that he has read all the provisions of this Offer, understands and accepts them.

12.9. This Agreement is governed by and interpreted in accordance with the laws of the UAE. Issues not regulated by this Agreement shall be resolved in accordance with the legislation of the UAE. All possible disputes arising from relations governed by this Agreement shall be resolved in accordance with the procedure established by the current legislation of the UAE, according to the norms of UAE law. Throughout the text of this Agreement, unless expressly stated otherwise, the term "legislation" means the legislation of the UAE.

12.10. Prior to going to court, the Licensee must comply with the out-of-court dispute resolution procedure by sending a written claim to the Licensor, with documents confirming the circumstances and requirements referred to by the Licensee. The term for consideration of such claims is no more than 30 days from the date of receipt of the claim by the Licensor.

Name: PRO FINANSY CLOUD SERVICES L.L.C

Address: office 2501-18, Tameem House Bulding, Barsha Heights, Dubai, UAE, Po Box 214 950

A/C Title PRO FINANSY CLOUD SERVICES LLC

A/C 011140132025

IBAN AE450570000011140132025

Bank name AJMAN BANK PJSC

Bank Address Sheikh Zayed Road Branch - AE0011005

Owner Gogaladze Olga

Hereby PRO FINANSY CLOUD SERVICES L.L.C registered in UAE, Dubai (Licensor) publicly offers to conclude a License Agreement on the terms and conditions set forth below to any person who desires to receive the access to program PRO.FINANSY (hereinafter the Licensee).

PRO FINANSY CLOUD SERVICES L.L.C grants a Non-exclusive license to an indefinite number of legally capable adult individuals.
This public offer shall be deemed accepted after full payment by the User.
Present Agreement shall not require bilateral signing and shall be deemed valid in the electronic form.

By accepting this offer, the User acknowledges a technical possibility to use a chosen type of Program.

DEFENITIONS

OFFER – a public offer of the Licensor, which, in accordance with the applicable laws of the UAE, is addressed to a specific specific person, with the intention to include this Agreement on the terms and conditions set forth therein.

LISENSOR – PRO FINANSY CLOUD SERVICES L.L.C registered in UAE, office 2501-18, Tameem House Bulding, Barsha Heights, Dubai, UAE, Po Box 214 950.

LICENSEE – capable adult individual.

PRODUCT – complex of products, included:

– computer program the owner of the exclusive right to which is the Licensor in UAE «METHOD»/ «KONSTRUCTOR FINANSOVOGO PLANA»;
– access services to educational course information «METHOD»;
– study guide «METHOD».

NON-EXCLUSIVE LICENSE – the right granted to the Licensee to use the Licensor's Program under the terms of a simple (non-exclusive) license for personal needs for a fee, in the manner prescribed by the Agreement.

LICENSE FEE – the cost of using the rights to the environment of the Program under the terms of a simple (non-exclusive) license, established at the rates of the License, description and composition of the use of the Price List of the License.

PERSONAL ACCOUNT – a personal section of the Program, to which the Licensee gains access after registration and / or authorization. Authorization of the Licensee in the Personal Account allows him to use the Program under the terms of this Agreement.

REGISTRATION – is the process of creating an account of the Licensee and a Personal Account by entering Credentials in the registration form on the Site.

SITE – an Internet resource located on the domain name profinansy.ae

RATES – a system of payment rates for providing a simple (non-exclusive) license for the right to use the product. The cost of each Tariff is indicated on the Site.

1.1. Licensor grants a Non-exclusive license to the Licensee, and the Lisencee undertakes to pay the License fee and use the License in accordance with any restrictions established by the present Agreement.

1.2. The Licensee undertakes to grant the License stipulated by the Remuneration/Services Agreement in accordance with the established procedure stipulated by the Agreement.

1.3. The Licensee is granted the right to use the Program in the following ways:

— reproduce the Program by writing to the computer in order to use its functionality in accordance with the functional purpose;
— install and use the updated version of the Program, including the mobile, simultaneously with the version the version to the replaced;
— use the Program by obtaining remote access to it via the Internet.

1.4. Licenses do not have the right to use.

1.5. The license is not limited to the territory of the UAE or any other state.

1.6. The period of validity of the license is determined by compensation actually paid (Rates).

1.7. The license gets access to the Program through a standard or mobile application using a personal account. An Internet connection is required to use the License. Licenses independently at their own expense acquire all connections and equipment that are necessary to connect to the Internet, paid services of persons providing access to the network. The license does not include the number of such boards.

1.8. The Program may be updated from time to time due to improvements, bug fixes, additional features, new program modules or completely new versions of the Program.

1.9. The License Agreement applies to all subsequent updates/new versions of the Computer Software. The Licensee accepts the terms of the License Agreement for the relevant updates/new versions of the Computer Program, unless the update/installation of a new version of the Computer Program is accompanied by a different license agreement.

1.10. To access the Program and obtain the right to use it, the Licensee undertakes to complete the procedure for registering a Profile in the Program.

1.11. Access to the Program is provided for a period depending on the selected tariff, the description and conditions of which are determined by the Licensor's Price List.

1.12. In case of detection of errors in the further operation of the Program, the Licensee sends an application to the Licensor. After that, work begins to eliminate these shortcomings. The term and procedure for elimination is determined by the Licensor independently, depending on the technical feasibility and depending on the cause of the errors.

1.13. The period of validity of the license includes all periods of use of the Program, including the test period.

1.14. Exclusive rights to the Program belong to the Licensor.

1.15. The Licensee has the right to use the Program solely for the purpose of executing this Offer.

1.16. The use by the Licensee of the Program, its contents and other objects of intellectual property of the Licensor does not mean the transfer of exclusive rights and / or ownership rights to the specified results of intellectual activity in any amount (in whole or in part) to the Licensee and / or third parties.

2.1. THE LICENSEE HAS THE RIGHT:

2.1.1. 24/7 access to the Program, except for the time of preventive maintenance.

2.1.2. Use the Program in the manner specified by this Agreement.

2.1.3. The Licensee agrees to receive advertising form the Licensor, as well as information massages in any form through the use mobile radiotelephone communication and e-mail, as well as through any other methods and means of communication, including various instant messengers, social network.


2.2. THE LICENSEE IS OBLIGATED:

2.2.1. Use the Program only within the limits of those rights and in the ways provided for in this Agreement.

2.2.2. Pay the license fee in accordance with the terms of the Agreement.

2.2.3. Take measures to stop the violation, in case of violation by the Licensee of the provisions of this Offer.

2.2.4. Do not upload or otherwise make public the results of the intellectual activity of the Licensor or other right holders, in the absence of the express written consent of the Licensor, as well as indicate anywhere in any way (including by posting a link) to the location of such materials.

2.5.5. Independently monitor all changes in the terms of this Agreement by reviewing their content.

2.5.6. Timely provide complete, reliable and true information regarding the subject of this Agreement.

2.5.7. Do not provide your authentication / registration data of the Personal Account to third parties for their access to the content of information resources.

2.5.8. The Licensee undertakes to comply with all requirements of the current legislation, as well as the requirements of the Licensor and applicable requirements, under this Agreement.

2.5.9. The Licensee assumes responsibility to the Licensor and in a broad sense for non-compliance with the terms of the Agreement.

2.5.10. The Licensee is obliged to immediately notify the Licensor in case of unauthorized access to Credentials and/or Licensee’s personal page or Credentials disclosure.

2.5.11. The Licensee is obliged to independently take the necessary and sufficient measures to protect the Licensee's personal data necessary for access to the Program. In no case shall the Licensor be liable for the loss by the Licensee of the specified data, unauthorized access to the Licensee's data by third parties. If a third party gains access to the Program, the Licensor shall be liable for the actions of such third party as for its own actions.

2.5.12. The Licensee is obliged to indemnify the Licensor for all losses (including direct damages, lost profits, as well as all indirect losses) incurred by the Licensor in connection with such use by the
Licensor of the Program that violates this Agreement, applicable law, property rights and legitimate interests, personal non-property rights, rights intellectual property of the Licensor, other Licensees and any other third parties.

2.5.13. If the Licensee violates this Agreement and the Licensor applies appropriate measures of restriction or sanctions against the Licensee, the obligation to prove the circumstances of the violation or the absence of a violation rests with the Licensee.



2.3. THE LICENSEE MAY NOT:

2.3.1. Violate the intellectual property rights of the Licensor and third parties in relation to the Program or any of its elements, elements of the Site.

2.3.2. Reproduce, distribute, process for commercial or non-commercial purposes the elements of the Program that are the object of copyright of the Licensor or third parties, in the absence of permission from the copyright holders to perform these actions.

2.3.3. Transfer the rights granted to the Licensee to use the Program to other licensees or third parties.

2.3.4. Perform attempts of unauthorized access to the management of the Program, as well as to the accounts of the Licensees, including by guessing or entering a password.

2.3.5. Use the Program for purposes and (or) in ways not expressly provided for in the Agreement.

2.3.6. Use the Program for commercial purposes without the prior written permission of the Licensor.

2.3.7. Use in general communication channels profanity, insults, as well as threats of violence or physical harm, advertising of drugs, pornographic materials or third-party resources containing these materials, propaganda of intolerance to racial, national, religious, cultural, ideological, gender, language or political affiliation.

2.3.8. Describe or promote criminal activity, post instructions or guidelines for committing criminal acts, as well as actions aimed at causing harm to oneself (suicide, etc.).

2.3.9. Post any commercial advertising, commercial offers, promotional materials, distribute spam, chain messages (messages requiring transmission to one or more users), pyramid schemes or calls to participate in them, any other intrusive information.

2.3.10. Collect personal data of other Licensees and / or other information on the Site, including using automatic means;

2.3.11. Indicate deliberately false information about yourself or other people's data when registering on the Site or when using the Program further.

2.3.12. Licensee is prohibited from posting or uploading files that contain viruses, Trojans, worms, time bombs, Cancelbots, corrupted files or data, or other similar software that could damage the Program, the server, or disrupt third party computers.




2.4. THE LICENSOR IS OBLIGED:

2.4.1. Within 48 (forty-eight hours) from the moment the Licensee fulfills payment obligations, grant the Licensee the right to use the Program (the date of fulfillment by the Licensee of payment obligations is the date of receipt of funds to the Licensor's settlement account).

2.4.2. Grant the right to use the Program daily and around the clock, except for the time of preventive measures.

2.4.3. Provide information on working with the Program via e-mail support@profinansy.info.

2.4.4. If it is technically possible to eliminate possible failures in the operation of the Program that arose due to the fault of the Licensor, based on the application of the Licensee, except in cases where software failures arose due to the fault of the Licensee.

2.4.5. Send information, printed and other materials to the Licensee. To receive these materials, the Licensee must provide a valid postal address for delivery. If the materials were not transferred to the Licensee due to his fault and were returned to the Licensor, subsequent delivery is made within a new time frame agreed with the Licensor, at the expense of the Licensee. Delivery of printed materials is carried out at the expense of the Licensor.

2.4.6. Delivery outside the UAE is paid by the Licensee to the postal operator.


2.5. THE LICENSOR HAS THE RIGHT:

2.5.1. Change the amount of the license fee without notifying the Licensee. The new amount of remuneration is brought to the attention of the Licensee by posting information on the Site and (or) by sending a mailing list to the Licensee, and (or) in another way. The amount of remuneration already paid is not subject to change.

2.5.2. Make changes to the Agreement unilaterally without notifying the Licensee, in connection with which the Licensee is obliged to regularly monitor changes in the offer. The Licensee continuing to use the Program is considered to have accepted the new terms of the Agreement.

2.5.3. Interrupt the operation of the Program, if this, in particular, is due to the impossibility of using information channels that are not the Licensor's own resources, or the action and / or inaction of third parties, if this directly affects the operation of the Program, including in an emergency.

2.5.4. The Licensor shall not be liable to the Licensee and shall not reimburse the Licensee for any losses and/or lost profits, including those incurred by the Licensee and/or third parties due to disclosure, loss or theft of the Licensee's account/registration data, as well as incurred or potential losses of the Licensee due to delays, interruptions in work and the inability to fully use the resources that arose for the above reasons.

2.5.5. Update the content, functionality of the Program at any time at its sole discretion.

2.5.6. Block access to the Program in case of:

• detection of violation by the Licensee of the provisions of this Agreement;
• detection of a violation by the Licensee of the provisions of the current legislation of the UAE;
• receipt from third parties of justified claims about the violation by the Licensee of the rights of the Licensor;
• obtaining relevant requirements from authorized state bodies.

2.5.7. Grant the right to use the Program to third parties.

2.5.8. In the event of termination of the Agreement or termination of access to the Licensee, the Licensor has the right at any time without notice and agreement with the Licensee to delete all data provided by him without the possibility of their recovery. The Licensor is released from any obligations related to the data of the Licensee.

2.5.9. Provide the Licensee with free additional services related to the Agreement.

2.5.10. Send the Licensee information, printed and other materials. To receive these materials, the Licensee must provide a valid postal address for sending. If the materials were not transferred to the Licensee through his fault and returned to the Licensor, the subsequent delivery is made within the new terms agreed with the Licensor, at the expense of the Licensee. At the same time, the consumer rights protection legislation does not apply to the legal relations between the parties for the transfer of materials, since the Licensor does not provide or provide any services/goods on a paid basis to the Licensee.

2.5.11. By mutual agreement, the Parties may change and supplement the list of services. All changes and additions are formalized by separate agreements or become the subject of a new contract.

2.5.12. In order to provide additional services under the Agreement, involve third parties, remaining responsible for the actions of third parties as for their own.

2.5.13. The Licensor has the right to send (send) technical, informational and advertising messages to the Licensee. By accepting the terms of this Agreement, the Licensee agrees to receive all technical, informational and advertising messages from the Licensor.

3.1. License fee is a payment charged from the User by the Licensor for Non-exclusive Licens. The amount of License fee shall be established based on Rates.

3.2. The Licensor has the right to establish discounts on the Tariff. The amount and duration of the discount is set by the Licensor independently and brought to the attention of the Licensee by posting information on the Site and (or) by sending a mailing list to the Licensee, and (or) in another way.

3.3. Depending on the date of payment for the Program, the cost of the right to use the Program may vary. Information about the current cost is brought to the attention of the Licensee by posting information on the Site or by sending a mailing list to the Licensee, or another way.

3.4. The license fee is paid by the Licensee by transferring funds to the account of the Licensor. The moment of fulfillment by the Licensee of payment obligations is the date of receipt of funds to the settlement account of the Licensor.

3.5. The Licensee can pay under the Agreement using Internet acquiring on the page with the payment form. The payment button is located at: profinansy.ae It is also possible to pay according to individual conditions by providing a personal link to pay remuneration to the e-mail address of the Licensee.

3.6. The Licensee is obliged to pay the cost of the right to use the Program in full.

3.7. The Licensee understands and agrees that all actions performed after authorization using a login and password (or using other authorization methods provided by the Licensor), including non-cash payment using a bank card, are considered to be performed by the Licensee.

3.8. The method of payment for the license fee available to the Licensee at a particular point in time is determined by the Licensor, taking into account technical, temporary, material and/or other factors.

3.9. The Licensee understands and agrees that all actions performed after authorization using a login and password (or using other authorization methods provided by the Licensor), including non-cash payment using a bank card, are considered to be performed by the Licensee.

3.10. The Licensor, by agreement of the Parties, may provide the Licensee with the ability to pay a license fee:

• step by step, according to a schedule set individually. If necessary, the Licensor may change the schedule by notifying the Licensee thereof.
• by full payment of the subscription fee (recurrent payments), which are automatically deducted from the bank (credit or other payment) card, the details of which the Licensor indicates when activating access to the personal account.

3.11. The Licensor has the right to unilaterally change the amount of discounts (if any). The Licensor has the right not to notify the Licensee of changes in the amount of discounts.

3.12. The license fee can be paid by any of the methods offered on the Site. At the same time, the Licensor does not bear any responsibility for any actions or inactions of any third party through which the funds sent by the Licensee to pay for the Services will pass. Security, confidentiality, as well as other conditions for using the payment methods chosen by the Licensee are beyond the scope of the offer and are governed by agreements between the Licensee and the relevant organizations.

3.13. Payment is made in USD in accordance with the terms of the offer and information on the Site.

3.14. Payment under this offer is considered to be made by the Licensee either at the moment the funds are credited to the Licensor's settlement account, or at the moment of receipt of verified information from the relevant payment system on receipt of payment for the Services. The contract is considered concluded and comes into force for the parties from the moment of payment for the services. If the funds from the Licensee are not received on the account of the Licensor within the prescribed time and (or) in the prescribed amount, the latter has the right not to grant the right to use the computer program.

3.15. The Licensee independently and at its own expense pays all commissions, taxes, fees, payments collected (withheld) by third parties (paying agents, including payment systems, mobile (radiotelephone) communication operators and others) when accepting and transferring funds in favor of the Licensor for the purposes of payment of the License Fee, unless the method of payment specifically provides otherwise, and is also responsible for the correctness of payments made by him and filling out the necessary payment documents. Upon termination of this Agreement for any reason, the interest of banks (other credit institutions), brokers, agents, creditors, as well as payment systems, payment aggregators, and services, and the difference in exchange rates are not refundable. The amount of the refund for any reason is calculated solely from the amount received on the account of the Licensor as payment for the remuneration of the Licensor.

3.16. When paying the remuneration in foreign currency, the Licensee bears additional costs established by the payment system, including, but not limited to: commission for accepting payments in foreign currency, taxes, expenses for converting the currency of the card account into the billing currency and the subsequent conversion of the billing currency into the transaction currency , while the conversion of funds is carried out at the rate of the payment system, which can be clarified through the official websites of payment systems. The banking commission for the conversion is set by credit institutions/payment systems independently and is reflected in the tariffs of banks.

3.17. The Licensor is not responsible for possible illegal actions of the Licensee when he makes a payment towards the payment of the License Fee. The Licensor reserves the right to unilaterally suspend or terminate the Licensee's access to the Program if there is a suspicion that the Licensee has committed illegal actions.

3.18. If the Licensor has reason to believe that the Licensee is committing illegal actions or fraudulent actions related to the payment of the License Fee, the Licensor has the right to transfer the relevant information to law enforcement agencies for verification of this fact.

4.1. For non-performance or improper performance of the Agreement, the Parties shall be liable in accordance with the legislation of the UAE and the terms of this Agreement.

4.2. The Licensee agrees that in order to work with the Program, the Licensee must use software (web browsers, operating systems, etc.) and equipment (personal computers, network equipment, etc.) produced and provided by third parties, and the Licensor cannot be held responsible for the quality their work.

4.3. Software and hardware errors, both on the side of the Licensor and on the side of the Licensee, which led to the inability of the Licensee to obtain access to the Program, are the basis for exemption from liability for failure to fulfill the obligations of the Licensor under this Agreement.

4.4. The Licensee's access to the Program, as well as the use of the Program, is carried out via the World Wide Web using the Licensee's devices. The Program is provided on an "as is" basis, and therefore the Licensor does not warrant that the Program will meet the requirements/expectations of the Licensor and/or that the Program will be provided uninterrupted, high quality, uninterrupted, error-free. During the operation of the Program, failures, errors, interruptions caused by technical reasons are allowed. The Licensor shall not be liable for non-fulfillment or improper fulfillment of its obligations due to failures in telecommunications and energy networks, actions of malicious programs, as well as unfair actions of third parties aimed at unauthorized access and / or disablement of the software and / or hardware complex. The Licensee uses the granted rights to use the Program at its own risk.

4.5. The licensor is not responsible for the quality, speed of communication. For all issues related to interruptions in the provision of communication services, the stability and speed of communication, as well as other technical issues related to the provision of communication services, it is necessary to send a request to the relevant telecom operator, the user of whose services is the Licensee.

4.6. The Program is provided on an “as is” basis, in connection with which the Licensor is not guaranteed that the Program meets the expectations and ideas of the Licensee, analogues, standards not described in the accompanying documentation, does not contain errors, and / or that the Program will be provided uninterruptedly, efficiently, continuously without errors. During the operation of the Program, failures, errors, interruptions caused by technical reasons are allowed. The Licensee is notified about the technical characteristics, functionality of the Computer Programs, as well as about the operation of the Software. The Licensee uses the granted rights to use the Program at its own risk.

4.7. The Licensor is released from liability for partial or complete failure to fulfill obligations under this Agreement, if this was the result of force majeure circumstances (force majeure: natural disasters, hostilities, epidemics, pandemics, changes in legislation, etc.), resulting in the impossibility of performing Agreements.

4.8. The Licensor is released from liability for partial or complete failure to fulfill obligations under this Agreement, if this was the result of force majeure circumstances (force majeure: natural disasters, hostilities, epidemics, pandemics, changes in legislation, etc.), resulting in the impossibility of performing Agreements.

4.9. The Licensor shall not be liable in any way for damages caused by an error in the Program (including errors in the computer program and documentation). The Licensor shall not be liable in any way for damages caused by the inability to use the Program for any particular purpose, error or lack of interaction with any other systems, devices or services (for example, software or hardware).

4.10. Under no circumstances shall the Licensor indemnify the Licensee for any losses that may be caused to the Licensee by not providing or improperly providing the Licensee with access to the Program. The Licensor is not responsible for the direct or indirect loss of profit of the Licensee.

4.11. The Licensor shall not be liable for the fulfillment of obligations and actions performed by payment agents (including payment systems, financial institutions, banks, mobile (radiotelephone) communication operators, and others) through which the Licensee pays the License Fee.

4.12. The Licensor shall not be liable for the disclosure of the Licensee's personal data if such data became known to third parties as a result of the Licensee's actions, including as a result of their placement by the Licensee in sections of the Program.

4.13. The Licensor is not responsible for failures, delays, errors when reflecting a set of assets in accordance with the investment objectives of the Licensor (investment portfolio) presented in the Program. The Licensor is also not responsible and cannot be recognized as involved in any change in the composition of the investment portfolio of the Licensee, the Licensee is solely responsible for all actions that are performed using his credentials, including the composition of the portfolio. The Licensee undertakes to maintain the confidentiality of its login and password for access to the Program. If the Licensee suspects unauthorized access to its Account, the Licensee should immediately contact the Licensor.

4.14. The Licensor has the right to transfer information received from the Licensee to third parties only in cases provided for by applicable law, this Agreement, and the Privacy Policy.

4.15. The Licensor is not responsible for failures, delays, errors when reflecting a set of assets in accordance with the investment objectives of the Licensor (investment portfolio) presented in the Program. The Licensor is also not responsible and cannot be recognized as involved in any change in the composition of the investment portfolio of the Licensee, the Licensee is solely responsible for all actions that are performed using his credentials, including the composition of the portfolio. The Licensee undertakes to maintain the confidentiality of its login and password for access to the Program. If the Licensee suspects unauthorized access to its Account, the Licensee should immediately contact the Licensor.

4.16. In any case, the liability of the Licensor under this Agreement cannot exceed the amount of the license fee paid by the Licensee.

4.17. In the event that the Licensor claims, claims for violation of the rights of third parties related to the violation by the Licensee of the terms of this Agreement, the Licensee assumes the obligation to settle them and compensate for damage to the Licensor if it occur.

4.18. If the Licensee violates the terms of this Agreement, the Licensor reserves the right to deactivate and remove the Licensee's access to the personal account.

5.1. This Agreement comes into force upon acceptance of the terms of this Agreement by the Licensee and is valid for the duration of the granted right to use the Program.

5.2. The right to use programs in all countries of the world.

5.3. In case of refusal to accept the granted rights to use the Program in writing within 7 (seven) motivated working days after the Licensee receives access to the Program, the transferred rights are recognized as received by the licensee in full.

5.4. A reasoned refusal may be submitted by the Licensee only with the electronic Postal License specified when paying the license fee to the email address: support@profinansy.info.

5.5. The license fee paid by the Licensee after the expiration of the term, in part of the cost of the right to use the Program computer software, identified for a reasoned refusal (clause 5.3), is not refundable. This condition applies, inter alia, to the rights granted for a paid trial period, which is 7 working days (demo access). The test period is considered a deposit. The deposit is responsible for failure to fulfill the contract, it remains with the other party. If the responsible party who received the deposit is responsible for failure to fulfill the contract, it is obliged to pay the other party double the amount of the deposit.

5.6. The Development Licensee fails to comply with this Agreement at any time and no longer uses the Program. In case of early validity of this License Agreement for any reason, except for the cases provided for in paragraphs. 5.3, and, as a consequence, non-use of the Programs, either in whole or in part, for any reasons not specified in the License, the received license fee does not apply to return. Return of the quantity of comprehensive educational materials produced in accordance with the current rules and provisions of these Offers.

5.7. The license fee (part of it is the cost of the right to use the Program computer software) changes exclusively in the amount within which the User was not granted the Right, and is valid in the following cases:

• in case of poor-quality provision of licenses for the use of programs, their components, additional functions, if the license is justified by claims, evidence and justification for the unreliable quality of the granted rights to use the programs, and such a claim was satisfied by the Licensor. The claim is sent in the manner established in this Offer;
• excluding erroneous (double) payment if the Licensee is sent. Any refund is made taking into account the expenses incurred by the Licensor.

5.8. The Licensee has the right to refuse the Contractor’s Set of educational materials at any time without specifying any reasons. In this case, the amount of the amount paid for the complex of educational materials of the Contractor to be returned to the Licensee depends on the period of receipt by the Contractor of the Customer’s prior written notice of refusal.

SPV= S - (S/K)*P

where SPV is total price, C is the total cost of educational information of the course “METHOD”, indicated in the check, K is the total number of video lectures, P is the number of video lectures watched at the time of sending the application.

5.10. The refund of the license fee amount is made according to the bank details through which the payment was made, within 10 (ten) business days from the date of the License Application in the form received by the Licensor in the prescribed manner.

5.12. The Licensee's application for a refund must be sent exclusively from the Licensee's email address specified when paying for the license fee to the email address: support@profinansy.info no later than the date of activation of the Licensee's personal account. The application in the form of the Licensor indicates: last name, first name, patronymic of the Licensee, reasons for the return of funds, absence of claims in the event of a return and agreement with the terms of the return, other fields required to be filled out. If the basis for the return of funds is, in the opinion of the Licensee, the inadequate quality of the access provided, the Licensee is obliged to attach relevant evidence to the application for the return of funds.

5.13 Cash refunds are not permitted. The licensor is not responsible for the delay in crediting funds. The Licensee understands that during the period of crediting funds may be increased based on the timing of transfers by this bank.

5.14. Management of any document and/or letters by e-mail and the transition from receiving a license to an address, when identifying the payment of a license fee, when compared with simple e-mail and is equivalent to the actual manual download.

6.1. The Licensor processes the Licensee's personal data in order to fulfill this Agreement in accordance with the requirements established by the Federal Decree Law № 45 of 2021 regarding the Protection of Personal Data.

6.2. By accepting this offer, the Licensee agrees to automated, non-automated, mixed processing, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (provision, access), blocking, deletion, destruction, the following personal data:

• full name;
• contact number;
• e-mail address:
• addresses of personal pages in social networks provided to the Licensor;
• data constituting the investment portfolio of the Licensee submitted for reflection in the Program
• for the purpose of fulfillment by the Licensor of its obligations to the Licensee in accordance with this Agreement.

The Licensee gives his consent to the transfer by the Operator of the above personal data in order to achieve the above goals, and also provides his consent to the processing of personal data by such third parties in the amount and for the period specified in this consent, but no more than is required to ensure the fulfillment of the goals processing of personal data.

7.1. By this Agreement, the Parties confirm that they have agreed that any messages, notifications and documents in the form of well-read scanned copies or photocopies sent by the Parties from the e-mail address of the Licensor specified in the details, and the Licensee - from the e-mail address specified by him during registration, are legally significant, have the legal force of the relevant paper documents and create for the Parties all the rights and obligations provided for by the Offer.

7.2. The offer is governed by and construed in accordance with the laws of the UAE. Issues not regulated by the Offer shall be resolved in accordance with the legislation of the UAE.

7.3. In the event that any of the provisions of the Offer proves to be void in accordance with the legislation of the UAE, the remaining provisions will remain in force, and the Offer will be executed by the Parties in full without regard to such provision.

7.4. The Licensee is not entitled to transfer its rights under the Agreement to a third Party without the written consent of the Licensor.

7.5. The Licensee undertakes to maintain the confidentiality of access to e-mail at the e-mail address specified when making payment for the license fee. The Licensee guarantees that he will not transfer access to the specified e-mail address to third parties.

7.6. The Licensee agrees that, as part of the processing of personal data, the Licensor has the right to collect; record; systematization; accumulation; storage; clarification (update, change); extraction; usage; transfer to third parties (provision, access), including persons involved in execution, for the implementation of the purposes indicated below, in compliance with measures that ensure the protection of personal data from unauthorized access; blocking; removal; destruction of his personal data by maintaining databases in automated, mechanical, manual ways in order to:

• execution of this Agreement, interaction within the framework of the Agreement, accounting, including maintenance and updating of the client base;
• considering opportunities for further cooperation and when addressing questions or comments;
• collecting analytical information to improve the quality of the Site and its content;
• sending marketing messages about events, products of the Operator and special offers;
• technical support in the processing of information, documentation and personal data using automation tools and without such use.

If the Licensee revokes the above consent, the Licensor deletes them from its database.

7.7. The Licensee - expresses its consent to receive marketing information from the Licensor distributed via communication networks for the purposes and cases when the need for such consent is provided for by advertising legislation.

7.8. The Licensee confirms that he has read all the provisions of this Offer, understands and accepts them.

7.9. This Agreement is governed by and interpreted in accordance with the laws of the UAE. Issues not regulated by this Agreement shall be resolved in accordance with the legislation of the UAE. All possible disputes arising from relations governed by this Agreement shall be resolved in accordance with the procedure established by the current legislation of the UAE, according to the norms of UAE law. Throughout the text of this Agreement, unless expressly stated otherwise, the term "legislation" means the legislation of the UAE.

7.10. Prior to going to court, the Licensee must comply with the out-of-court dispute resolution procedure by sending a written claim to the Licensor, with documents confirming the circumstances and requirements referred to by the Licensee. The term for consideration of such claims is no more than 30 days from the date of receipt of the claim by the Licensor.

Name: PRO FINANSY CLOUD SERVICES L.L.C

Address: office 2501-18, Tameem House Bulding, Barsha Heights, Dubai, UAE, Po Box 214 950


A/C Title PRO FINANSY CLOUD SERVICES LLC

A/C 0111401320250020

IBAN AE450570000011140132025

Bank name AJMAN BANK PJSC

Bank Address Sheikh Zayed Road Branch - AE0011005

Owner Gogaladze Olga